Terms and Conditions

USER

haveyoumet.com.au is owned and operated by GBX PS Pty Ltd (ABN 45 674 252 905) and has the right to operate the haveyoumet.com.au website (the Website) and these Terms & Conditions apply to your use of the Website. Your use of the Website including accessing or browsing the Website or uploading any material or personal data to the Website is deemed to be your acceptance of these Terms and Conditions. Please read these carefully and if you do not accept the Terms and Conditions set out below please exit the Website and refrain from using the Website.

A User can contact haveyoumet.com.au at any time on (info@haveyoumet.com.au) to opt out of direct marketing with the subject line as Unsubscribe, or by clicking the 'unsubscribe' link found at the bottom of our digital communication, or in writing to: Have You Met, 470 St Kilda Road, Melbourne VIC 3004.

If you breach any provision of these Terms and Conditions your right to access the Website will be immediately revoked. The Website is for Australia residents only aged 18 years or over.

Intellectual Property

haveyoumet.com.au uses the words 'Have You Met' as a trade mark in Australia ('Trade Mark'). You are not permitted to use the Trade Mark or any other trademarks which belong or are licensed to haveyoumet.com.au or any of haveyoumet.com.au Intellectual Property which includes but is not limited to copyright material, confidential information, designs and other content located on the Website without haveyoumet.com.au prior written authorisation.

The information, images and text on the website may be subject to copyright and are the property of or otherwise property that is licensed to haveyoumet.com.au. Trademarks used on the Website to describe other companies and their products or services are trademarks which belong to or are licensed to those companies (Other Trade Marks).

The Other Trade Marks are displayed on the Website to provide information to you about other products or services via the Website.

You agree not to download, copy, reproduce or in any way use the Other Trade Marks without authorisation from the owner/s of the Other Trade Marks.

You acknowledge that you are expressly prohibited from using the phrase 'Have You Met' or any part of the Website domain name without the written consent of haveyoumet.com.au. You agree that you are prohibited from reverse engineering the Website or otherwise attempting to copy the Website functionality or obtain from the Website information or data including but not limited to User's personal information.

Information and Liability

You acknowledge that haveyoumet.com.au is not liable or responsible for any errors or omissions in the content of the Website. The information contained on the Website is provided for general information purposes only. haveyoumet.com.au make no warranties as to the accuracy, completeness or risks in relation to the recommendations, information or material contained on the Website.

You acknowledge that there are risks associated with using the internet and World Wide Web and to the fullest extent permitted by law, haveyoumet.com.au or its affiliates or subsidiaries are not liable for any direct or indirect damages or losses arising by way of your use or access to the Website or outcome of using the website.

You acknowledge that haveyoumet.com.au makes no warranty that the Website will meet your User requirements or that the information contained on the Website or your use of the Website will be uninterrupted, timely, secure, error free, accurate, virus-free or compliant with legislation or regulations.

You acknowledge and agree that haveyoumet.com.au have no liability of any kind either expressed or implied with respect to any claims arising in any way from your use of the Website, by virtue of the information provided or contained on the Website.

The primary function of this website is to collect information of people generally interested in their superannuation, and then pass that information onto third parties who are qualified to assist in their inquiry. You acknowledge that it is your responsibility to consider the third party service provider’s disclosure documents, such as the financial services guide, before you engage the provider. If you decide to proceed with a service offering after a referral from haveyoumet.com.au, you will be dealing directly with the service provider and not with GBX. GBX does not play a role in the provision of advice. GBX is not responsible for services provided by third party service providers and, to the maximum extent permitted by law, is not liable for any loss or damage suffered as a result of the use or reliance on services provided by those third party service providers. GBX does not make any representation as to the quality or suitability of the financial product advice provided by any financial adviser to whom it refers users of this website.

You acknowledge that haveyoumet.com.au may from time to time improve or make changes to the Website to upgrade security on the Website, update information on the Website or for any other reason in haveyoumet.com.au sole discretion.

You acknowledge that you are responsible for ensuring the protection of your electronic equipment when accessing or browsing the Website and unreservedly hold haveyoumet.com.au harmless in respect to damage sustained to your electronic equipment or losses incurred by you as a result of the Website.

Invitation to Contact

a)Submitting your information through any of our available fields constitutes opt-in consent to contact and authorises us to pass your details onto a third party (who we choose to appoint and can change at any time) to contact you via phone, SMS, MMS, emails or any other electronic or direct methods. This contact will be of a commercial nature and to provide you with a performance review or comparison of your superannuation fund, provide you with services, news, information, marketing material or advice (according to their relevant licensing abilities or restrictions) for an infinite time period or until you unsubscribe.

b)If your phone number is on the Do Not Call Register, you confirm and consent that the communication from haveyoumet.com.au or any of its appointed partners is legal and solicited. Opt-in consent via haveyoumet.com.au supersedes DNCR registration for the purposes of communication regarding your request for information or services via haveyoumet.com.au. This may be done via a phone call, email, sms, mms or other direct or indirect communication.

c)You authorize and consent to us and third-party of our choice to contact you for marketing promotions, which include telephone, SMS, MMS, emails or direct mails or any other format of marketing.

d)This consent is valid perpetually and unrestricted or until you choose to opt out. You can opt out of these communications by contacting us as detailed in our Privacy policy.

Privacy

haveyoumet.com.au is committed to preserving the privacy of its Users and will ensure that all personal information collected will be kept secure and in accordance with any applicable privacy laws. By using the Website, you agree to provide certain personal information necessary to utilize the Website to its full capability.

Whilst haveyoumet.com.au agrees to ensure that all personal information is kept secure, you agree that haveyoumet.com.au may provide your Personal Information to other companies for the purpose of providing you with a quote or information about a product of service. You acknowledge that haveyoumet.com.au will receive remuneration for providing your Personal Information to third-parties.

When you supply your personal information to the haveyoumet.com.au website haveyoumet.com.au receives payment from the sale of your personal information. You expressly permit haveyoumet.com.au to sell your personal information in order for third parties to supply you with relevant information and commercial marketing communication.

haveyoumet.com.au reserves the right to cooperate fully with any law enforcement authorities relating to any lawful request for the disclosure of personal information of its Users. You acknowledge that you have read and agree to the terms of haveyoumet.com.au Privacy Policy.

Use of Website

You acknowledge that your use of the Website is undertaken at your own risk and you unreservedly indemnify haveyoumet.com.au from any responsibility in respect of information or content listed on the Website or any linked websites not controlled by haveyoumet.com.au.

You agree not to engage in any activity that is disruptive or is detrimental to the operation or function of the Website. You are prohibited from positing or transmitting unlawful, threatening, defamatory, obscene, or profane material on the Website. haveyoumet.com.au may prevent you from accessing the Website if in haveyoumet.com.au sole opinion you have violated or acted inconsistently with these Terms and Conditions.

haveyoumet.com.au will attempt to connect you with a relevant third party. However, sometimes this is subject to haveyoumet.com.au ability to find or secure a commercial arrangement with a third party provider. In every case, you agree that haveyoumet.com.au have no responsibility to ensure that the product or service being offered to you by a third party, is suitable for your needs, circumstances and budget. You indemnify haveyoumet.com.au from the ramifications and outcomes of your engagement and interactions with any third party we may pass your details to.

Nothing on the website constitutes or should be mistaken as an offer to sell or supply any goods or services to you. Nothing on the website constitutes or should be mistaken as financial advice. haveyoumet.com.au does not provide financial product advice or dealing services, nor does haveyoumet.com.au promote financial products or product issuers.

Further, haveyoumet.com.au make no warranty the information provided to you is the best, the cheapest or that the goods or services are fit for purpose or meet consumer warranties in Australia.

Links and Advertisements

You acknowledge that any links or advertisements containing links to external websites that are provided or located on the Website are for convenience only. haveyoumet.com.au does not endorse or make any warranty with respect to any external websites or to the accuracy or reliability of the links or advertisements contained on the Website.

Security

haveyoumet.com.au, from time to time, may use technology to improve security on the Website and you agree to cooperate with haveyoumet.com.au and you are responsible to check and read the amended Terms and Conditions.

Cookies and Viruses

haveyoumet.com.au uses its best endeavours to ensure the use of the best technology to protect its Users, but accepts no responsibility in relation to any damage to any electronic equipment used by you, including mobile devices, as a result of your use of the Website. You acknowledge that you are responsible for ensuring the protection of your electronic equipment and unreservedly indemnify haveyoumet.com.au from any responsibility in respect of damage to any electronic equipment as a result of your use of the Website.

We use a variety of different types of Cookies on our Sites. Different Cookies have different specific purposes but in general they are all used so that we can improve your experience in using our Sites and interacting with us. Some of the purposes of the different Cookies we use are described below.

(A) Some Cookies are essential to the Site in order to facilitate our log-in process and enable you to move around it and to use its features. Without these Cookies, we may not be able to provide certain services or features, and the Site will not perform as smoothly for you as we would like.

(B) We may use Cookies to allow us to remember the choices you make while browsing the Site, and to provide enhanced and more personalized content and features, such as customizing a certain webpage, providing relevant advertising or editorial content, remembering if we have asked you to participate in a promotion and for other services you request, like watching a video, completing a form or commenting on a blog.

(C) We may use Cookies to receive and record information about your computer, device, and browser, potentially including your IP address, browser type, and other software or hardware information. If you access the Site from a mobile or other device, we may collect a unique device identifier assigned to that device (“UDID”), geolocation data, or other transactional information for that device.

(D) We and third parties may use analytics Cookies, which are sometimes called performance cookies, to collect information about your use of the Site and enable us to improve the way it works. Analytics Cookies collect information about how you use the Site, for instance, which pages you go to most. The information allows us to see the overall patterns of usage on the Site, help us record any difficulties you have with the Site and show us whether our advertising is effective or not.

(E) We and third parties may use advertising Cookies to deliver ads that we believe are more relevant to you and your interests. For example, we may use targeting or advertising Cookies to limit the number of times you see the same ad on our Site, to help measure the effectiveness of our advertising campaigns as well as to customize the advertising and content you receive on our Site.

(F) Social plug-in tracking Cookies can be used to track both members and non-members of social networks for additional purposes such as behavioural advertising, analytics, and market research.

We aggregate information received from the various Cookies placed on your browser by our connected network of sites. We may also link our anonymous Cookie ID's with the anonymous Cookie ID's used by third parties, including some of our service providers. This improves our ability to provide you with more relevant editorial and advertising content based on your activity across our connected network. We may also associate your browser and/or device with other browsers or devices you use.

All information derived from these Cookies may be combined with other information acquired from third parties, and we may share this information with other organizations, such as advertisers, provided it is anonymised.

General

If any part of these Terms & Conditions is held to be illegal or unenforceable, you authorise haveyoumet.com.au to amend or sever that part of the Terms & Conditions to make that part legal and enforceable or to ensure that the remaining parts of the Terms & Conditions remain in full force and effect.

You acknowledge that haveyoumet.com.au may vary these Terms & Conditions and you agree to be bound by that variation from that time when that variation is advised. You understand that it is your responsibility to regularly check these Terms and Conditions so that you are aware of any variations which apply. Your continued use of the Website constitutes your agreement to these Terms and Conditions and any variations to these Terms and Conditions.

Applicable Law

You agree that the content of this Website is intended for Australian residents only and may not be available in your Country. The laws of the State of Victoria will apply with respect to these Terms and Conditions and your use of the Website. You submit to the exclusive jurisdiction of the applicable Courts located in the State of Victoria, Australia with respect to the Website and these Terms and Conditions.

Updated 09/05/2025